Debt collection in Poland operates within a legal framework governed by the Civil Code and the Act on Payment Terms in Commercial Transactions. Businesses and individuals can enlist the services of debt collection agencies to recover outstanding debts. If informal methods fail, legal action through the court system can be pursued, with resulting court orders used for debt recovery. Enforcement mechanisms, such as asset seizure or bank account garnishment, may be employed to compel debtors to pay. Consumer protection laws ensure ethical practices by debt collectors and define the permissible interest and costs associated with overdue payments.

More information by this link: https://www.grandliga.com/en/debt-collection-in-poland/